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A Brief Overview of Monolithic and Microservices Payment Gateway Architecture


Today's payment gateway technology is more advanced than ever. But thanks to innovative new players in the space, we now have much more complex options to choose from. How do you know which one will work best for your business? Read on to learn what you need to know about monolithic vs microservices architecture and payment gateway services. This blog post covers the most important differences between monolithic and microservices architectures, as well as their impact on modern payment gateway software. You’ll get a brief overview of both approaches, along with some insight into which type of system might be right for your business—and why. What is a Monolithic Payment Gateway?

A monolithic payment gateway is a software system for handling payment transactions. They are most commonly used for eCommerce websites and other business-to-consumer (B2C) platforms that need to process credit card and debit card payments. Monolithic payment gateways are one integrated piece of software. Because they are not broken up into multiple, isolated “microservices,” they are a “monolithic” software system. Monolithic payment gateways are designed to handle all aspects of the payments process—from the initial transaction request to the crediting of funds in the customer’s account. They are, therefore, a larger and more complex system that has been built to handle all payment gateway functions with one codebase. Monolithic payment gateways often also include other features—like fraud and risk management, reporting, and other backend tools. They are usually installed and managed from a central server. What is a Microservices Payment Gateway?

A microservices payment gateway is a software system for handling payment transactions. They are typically used for business-to-business (B2B) and business-to-government (B2G) platforms that need to process credit card and debit card payments. Microservices payment gateways are built to handle only the functions of the payments process for which they are responsible. They are a “microservices” system, which means they are broken up into multiple, isolated pieces of software. Microservices payment gateways are responsible only for the transaction processing aspect of the payment gateway. They are not responsible for fraud management, reporting, or any other backend tools necessary to run a successful business. What Is the Difference Between Monolithic and Microservices?

The main difference between monolithic and microservices payment gateways is the architecture of the system. A monolithic payment gateway is a single software system that is built to handle all aspects of the payments process. A microservices payment gateway is a software system that is broken up into multiple pieces of software. Monolithic payment gateways are larger and more complex, including other features and functionality. Microservices payment gateways are designed to be smaller and simpler, with minimal features and functionality. A second difference between monolithic and microservices payment gateways is the amount of time it takes to implement and deploy the system. A monolithic payment gateway requires more time to develop and test because all of its features must be integrated into one codebase. A microservices payment gateway takes less time because only the payment gateway features must be integrated into one codebase. Which Is Better: Monolithic or Microservices?

Because they are built to handle more functions, monolithic payment gateways are larger and more complex than microservices payment gateways. Given the choice between a monolithic gateway and a microservices gateway, most businesses will choose the one that’s smaller and simpler. A monolithic payment gateway will require more time, energy, and resources to implement and maintain than a microservices gateway. Therefore, it’s not necessarily the right choice for every business. A microservices payment gateway is a simpler and more streamlined solution that should work better for most businesses. It’s important to consider the impact of each architecture on the payment gateway software’s functions and features. A monolithic payment gateway will probably have more robust features than a microservices gateway. A monolithic gateway may also have a larger footprint and use more computing power than a microservices gateway. This could impact the scalability of the gateway and the performance of the system as a whole. If you are considering a monolithic payment gateway over a microservices gateway, make sure the features are appropriate for your business. You should also consider the potential impact on the gateway’s functionality and the system’s overall performance. Conclusion

A monolithic payment gateway is a single software system that is built to handle all aspects of the payments process. A microservices payment gateway is broken up into multiple pieces of software. A monolithic payment gateway is larger and more complex than a microservices gateway, and it requires more time to implement and deploy. A microservices gateway is smaller and simpler, and it is likely to have fewer features and be less robust than a monolithic gateway. A monolithic payment gateway is likely to have more robust features and a larger footprint than a microservices gateway. However, a microservices gateway may have more scalability issues than a monolithic gateway. A business considering a monolithic payment gateway should make sure the features are appropriate for the company, and they should consider the potential impact on the gateway’s functionality and the system’s overall performance. In today’s increasingly competitive and complex business environment, it’s important to make smart technology decisions. Monolithic and microservices payment gateways are different approaches to software architecture that offer different benefits and drawbacks.

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